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Privacy Policy

Last updated April 2026 · Mavis Communication Services Pvt. Ltd.

This Privacy Policy describes how Mavis Communication Services Pvt. Ltd. (CIN: U74999HR2017PTC067915), operating under the brand Krama, collects, uses, and protects information in connection with CAtrak — a compliance management platform for Chartered Accountants in India.
1

Information We Collect

Account information

  • Name, email address, and phone number provided during registration
  • Authentication data (password hash, Google OAuth tokens) — we never store plaintext passwords

Business information

  • Entity name, GSTIN, state, entity type, turnover bracket, and compliance registrations (PF, ESI, TDS, TCS, Professional Tax)
  • Filing records — compliance deadlines, filing status, ARN/acknowledgment numbers, and filing dates
  • Documents uploaded to the document portal by CAs or their clients
  • Fee schedules, invoice records, and payment information (visible only to the CA, not staff unless explicitly permitted)
  • Notification preferences — reminder channel (email, WhatsApp, or both) and preferred intervals

AIntern (AI Assistant)

  • Messages you send to AIntern are transmitted to Anthropic's Claude API to generate responses
  • Relevant account context (entity names, deadline data) may be included to provide accurate answers
  • Conversation history is stored for 24 hours per session, then automatically deleted
  • Common question-answer pairs may be cached (without user-specific data) to improve response times
  • Anthropic does not use your data to train models when accessed via their API

Automatically collected

  • Browser type, device information, and IP address when you visit CAtrak
  • Pages visited and session duration for performance monitoring
  • Functional cookies for authentication and preferences — no advertising or behavioural tracking cookies
2

How We Use Your Information

  • Generate compliance calendars and calculate filing deadlines
  • Send deadline reminders via email and WhatsApp
  • Operate the client document portal and invoice management
  • Power AIntern responses with relevant account context
  • Process subscription payments via Razorpay
  • Send transactional emails (filing confirmations, document requests, invoice follow-ups)
  • Improve platform performance and fix bugs
  • Comply with applicable Indian laws and regulatory requirements

We do not sell, rent, or trade your personal information to third parties.

3

Data Sharing & Processors

We share data with the following processors, strictly for the purposes described:

Supabase

Database, authentication & file storage (AWS)

Meta Platforms

WhatsApp Business API message delivery

Resend

Email delivery for reminders & notifications

Razorpay

Payment processing (we never store card details)

Anthropic

AI processing for AIntern assistant

Inngest

Background job processing for scheduled reminders

Vercel

Application hosting & edge network

Legal & regulatory authorities — where required by law, court order, or to comply with GST and other statutory obligations

No third-party advertising — we do not share data with advertisers or data brokers

4

WhatsApp Business Messaging

  • We use the official WhatsApp Business API (Meta Cloud API) to send compliance deadline reminders
  • Your phone number is shared with Meta Platforms, Inc. for message delivery
  • We send only pre-approved template messages — deadline reminders, filing confirmations, document requests, and invoice follow-ups
  • We do not read or access your personal WhatsApp conversations
  • Message delivery status (sent, delivered, read) may be received from Meta's API
  • You can opt out at any time by changing notification preferences in Settings
5

Data Retention

  • Account and compliance data is retained for as long as your account is active
  • AIntern conversation history is automatically deleted after 24 hours
  • Upon account deletion, all data is permanently removed within 30 days
  • Financial records (invoices, payment history) may be retained for seven years as required under Indian law
  • Anonymised, aggregated analytics (not traceable to individuals) may be retained indefinitely
6

Security

  • All data is transmitted over HTTPS (TLS encryption)
  • Database secured with row-level security policies (Supabase/PostgreSQL)
  • Webhook signatures validated via HMAC (Razorpay, WhatsApp)
  • CSRF protection via Origin-based validation in middleware
  • Rate limiting on all public API endpoints
  • No plaintext password storage — bcrypt hashing via Supabase Auth
  • Regular dependency audits and security patching

While we take every reasonable precaution, no method of transmission over the internet is entirely secure.

7

Your Rights & Data Deletion

You may request access to, correction of, or deletion of your personal information at any time.

  • Export all your data in JSON format from Settings
  • Delete individual entities and their associated data from within the application
  • Delete your entire account from Settings, or email hi@krama.ai with the subject “Data Deletion Request”
  • Deletion requests are processed within 30 days with written confirmation
  • Certain records may be retained where required by Indian law (Companies Act, GST statutory retention)

CAtrak complies with the Digital Personal Data Protection Act, 2023 (DPDP Act).

8

Cookies & Local Storage

CAtrak uses only functional cookies and browser storage required for operation:

Authentication

Session cookie for login state. Cleared on logout.

Theme preference

Stored in local storage. Light/dark/system.

Cookie consent

Stored in local storage to remember your choice.

PWA state

Service worker cache for offline access (optional).

No advertising, behavioural tracking, or third-party cookies are used.

9

Changes to This Policy

We may update this policy periodically. Material changes will be communicated via email or in-app notification. Continued use of CAtrak after changes constitutes acceptance of the updated policy.

10

Contact

Mavis Communication Services Pvt. Ltd.
Email: hi@krama.ai
Phone: +91 9289707838
CIN: U74999HR2017PTC067915· GST: 06AAKCM8679A1Z7

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